Income Protection Cover

Income Protection Cover ensures your income is protected if illness or injury prevents you from working. When your income is crucial, it’s worth taking steps to safeguard it.

If you’re unable to work due to illness or injury, Income Protection Cover pays you a regular income. The payments begin after an agreed waiting period, known as the deferred period.

The deferred period is the time between your first day off work and when your benefit payments begin. Choosing a longer deferred period typically means lower premiums. For example, if your employer provides sick pay for a few months, you may be able to select a longer deferred period to keep costs down.

We know that everyone’s protection needs are different, and it’s important to choose the right cover for your situation. Income Protection Cover offers peace of mind, knowing that you won’t lose your earnings if health issues or an accident keep you from working.

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