Remortgage

Thinking of Remortgaging? We Can Help You Find the Right Deal

Remortgaging means switching your current mortgage to a new deal with a different lender — without having to move.

Many homeowners choose to remortgage to take advantage of better interest rates or to reduce monthly repayments. However, remortgaging isn’t just about saving money; it could also be a way to gain more flexibility or raise additional funds.

There are several reasons you might decide to remortgage:

To save money by switching to a more competitive deal
To consolidate existing debt or raise funds for other purposes
To finance home improvements

If you’re considering switching your mortgage, it’s important to think about the overall repayment period too. While your monthly payments might be lower, the total length of your mortgage could be longer than your current deal — so it’s worth checking the final repayment date.

Important: Think carefully before securing other debts against your property. Your property may be repossessed if you do not keep up repayments on your mortgage.